Privacy Policy

Introduction

This Privacy Policy describes how Ray Business Group LLC ("Company," "we," "our," or "us") collects, uses, and protects personal information submitted through or in connection with www.raybusinessgrp.com (the "Website").

By using this Website, you consent to the practices described herein.

Information We Collect

A. Information You Provide

• Name
• Email address
• Phone number
• Property details
• Investment interests
• Any additional information submitted through forms

B. Automatically Collected Information

• IP address
• Device information
• Browser type
• Usage data and browsing behavior

Purpose of Data Collection

We use collected data to:

• Respond to inquiries
• Provide services
• Evaluate potential clients or investors
• Improve operations and marketing
• Comply with legal obligations

Investment-Related Data Use

If you submit information regarding investment opportunities:

• You may be contacted for qualification purposes
• You may be asked to provide additional verification
• Submission does not constitute participation in any offering

We reserve the right to decline or limit communications at our discretion.

Sharing of Information

We may share your information with:

• Service providers (CRM, analytics, marketing tools)
• Legal, regulatory, or governmental authorities when required

Data Retention

We retain personal information for as long as necessary to:

• Fulfill business purposes
• Comply with legal obligations
• Resolve disputes

Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Analyze traffic
• Improve user experience
• Support marketing efforts

You may disable cookies through your browser settings at any time without affecting your ability to use the Website.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or misuse.

Your Rights

Subject to applicable law, you may:

• Request access to your personal data
• Request correction or deletion of your data
• Opt out of marketing communications at any time

Requests may be submitted via email to info@raybusinessgrp.com.

Third-Party Services

We use third-party platforms such as CRM systems and analytics providers. These services operate under their own privacy policies. We are not responsible for third-party data practices.

International Users

This Website is operated from the United States. If you access the Website from outside the United States, you consent to the transfer and processing of your data in the United States, which may have different data protection laws than your country of residence.

Children's Privacy

This Website is not intended for individuals under the age of 18. We do not knowingly collect, use, or store personal data from minors. If we become aware that a minor has submitted information, we will delete it promptly.

Limitation of Liability

Policy Updates

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website after changes constitutes acceptance of the updated Policy.

Contact Information

For questions, requests, or concerns regarding this Privacy Policy, please contact us directly: