Terms & Conditions
Acceptance of Terms
By accessing, browsing, or using www.raybusinessgrp.com (the "Website"), you ("User") acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions ("Terms"). If you do not agree, you must immediately discontinue use of the Website.
These Terms constitute a legally binding agreement between you and Ray Business Group LLC ("Company," "we," "our," or "us").
No Professional or Fiduciary Relationship
Your use of this Website does not create any:
- Fiduciary relationship
- Advisory relationship
- Agency relationship
- Client relationship
No such relationship shall exist unless expressly established through a separate written agreement executed by the Company.
Informational Purposes Only
All information provided on this Website is for general informational purposes only and may not be relied upon as:
- Investment advice
- Financial advice
- Legal advice
- Tax advice
You agree to consult licensed professionals prior to making any financial or investment decisions.
No Offer, Solicitation, or Securities Transaction
This Website does not constitute:
- An offer to sell securities
- A solicitation to buy securities
- A recommendation of any investment
Any potential investment opportunities referenced are subject to applicable federal and state securities laws, provided only through formal offering materials, and available only to qualified and/or accredited investors, where required.
Access to investment opportunities may require verification of investor status and execution of legally binding agreements.
Forward-Looking Statements & No Guarantees
The Website may contain forward-looking statements, including projections, forecasts, and estimated returns. Such statements are inherently uncertain, based on assumptions that may change, and are not guarantees of performance.
The Company expressly disclaims any obligation to update such statements.
Real Estate & Property Management Disclaimer
Ray Business Group LLC provides real estate-related services, including property management and deal sourcing. You acknowledge:
- No guarantee of rental income, occupancy, or appreciation
- Real estate investments involve risk, including loss of capital
- All services are governed by separate written agreements
Licensing & Regulatory Compliance
The Company operates in accordance with applicable laws in the State of Florida. Where required, real estate services may be performed through or in association with a licensed real estate broker or agent.
Nothing on this Website should be interpreted as providing services requiring licensure unless properly authorized.
User Representations
By using this Website, you represent and warrant that:
- You are at least 18 years old
- You will comply with all applicable laws
- Any information you provide is accurate and truthful
Prohibited Uses
You agree not to:
- Use the Website for unlawful purposes
- Attempt unauthorized access to systems
- Interfere with Website functionality
- Reverse engineer or exploit content
- Use automated scraping tools without consent
Intellectual Property
All content, including text, branding, logos, graphics, and materials, is owned by Ray Business Group LLC and protected by intellectual property laws. Unauthorized use is strictly prohibited.
Third-Party Services & Links
The Website may reference or link to third-party services. The Company does not control third-party content, makes no representations regarding such services, and disclaims all liability related to third-party use.
Disclaimer of Warranties
The website is provided "as is" and "as available." The Company disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee that the Website will be error-free, uninterrupted, or that information will be accurate or complete.
Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for direct, indirect, incidental, or consequential damages, loss of profits or investment losses, or reliance on Website content. Your use of the Website is at your sole risk.
Indemnification
You agree to indemnify and hold harmless Ray Business Group LLC from any claims, damages, liabilities, or expenses arising from your use of the Website, your violation of these Terms, or your violation of any laws or third-party rights.
Data & Communication Consent
By submitting any form on the Website, you consent to being contacted via phone, email, or SMS and to receiving communications related to services or opportunities. You may opt out at any time.
Governing Law
These Terms shall be governed by the laws of the State of Florida. Any disputes shall be resolved exclusively in courts located within Florida.
Modifications
We reserve the right to modify these Terms at any time. Continued use of the Website constitutes acceptance of updated Terms.
Contact Information
For questions regarding these Terms & Conditions, please contact us: